Legal Disclosures

Last Updated: February 18, 2026

Real Estate Professional Disclosure

Minnesota Home Venture, Inc. is a licensed real estate brokerage in the State of Minnesota (Brokerage License #40065301).

Licensed Realtors:

  • Tara Zahn - Minnesota Realtor License #40065301
  • Chris Zahn - Minnesota Realtor License #20516585

The information provided on this website and in our courses is for educational purposes only. The courses and coaching offered through OwnerToInvestor.com do not constitute a broker-client relationship unless explicitly established through a separate written agreement.

Jurisdictional Limitation: Real estate brokerage services are provided only for properties located in Minnesota. Educational content and coaching are available nationwide, but students must consult licensed professionals in their own jurisdictions for property-specific advice and transactions.

Equal Housing Opportunity

Minnesota Home Venture, Inc. and OwnerToInvestor.com are committed to fair housing practices and equal opportunity in housing. We comply with all applicable federal, state, and local fair housing laws.

Fair Housing Act Compliance: We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, or disability in the sale, rental, or financing of housing.

Educational Content: Our courses and coaching materials emphasize legal and ethical property management practices, including compliance with fair housing laws and anti-discrimination regulations.

If you believe you have experienced discrimination in housing, you may file a complaint with:

  • U.S. Department of Housing and Urban Development (HUD): 1-800-669-9777 or hud.gov/fairhousing
  • Minnesota Department of Human Rights: 1-800-657-3704 or mn.gov/mdhr

Affiliate Disclosure

OwnerToInvestor.com participates in affiliate marketing programs, including Amazon Associates, PriceLabs, Hospitable, NoiseAware, and other partnerships. This means we earn a commission when you purchase products or services through our affiliate links, at no additional cost to you.

Our Commitment: We only recommend products and services we personally use and believe will add value to your short-term rental business. Our affiliate relationships do not influence our editorial content or recommendations. We maintain editorial independence and prioritize your interests.

Specific Affiliate Relationships

Amazon Associates: We earn commissions on qualifying purchases made through our product recommendation pages (Bedroom Essentials, Kitchen Essentials, etc.).

PriceLabs: We earn a 20% recurring commission when you sign up through our affiliate link.

Hospitable: We earn a 20% recurring commission for 12 months when you subscribe through our link.

NoiseAware: We earn a commission when you purchase noise monitoring devices through our referral.

This disclosure is made in accordance with the Federal Trade Commission's 16 CFR Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."

Earnings Disclaimer

IMPORTANT: NO GUARANTEES OF RESULTS

The income and revenue figures presented on this website (such as "$74K Annual Revenue," "3.2x Revenue Increase," and case study results) represent potential outcomes and are NOT guarantees of your results.

Individual results vary significantly based on numerous factors, including but not limited to:

  • Property location and local market conditions
  • Your level of effort, skill, and experience
  • Amount of investment capital available
  • Quality of property management and operations
  • Economic conditions and tourism trends
  • Competition in your market
  • Regulatory environment and local laws

The testimonials and case studies shown on this website are real experiences from actual clients. However, they may not reflect typical results. Some clients may earn more, and some may earn less or even lose money.

Your success depends entirely on your own efforts, investment decisions, and circumstances beyond our control. We make no guarantees regarding your financial results.

Investment Risk Disclosure

Real estate investing involves substantial risk, including but not limited to:

  • Market Risk: Property values and rental income can decrease
  • Liquidity Risk: Real estate is not easily converted to cash
  • Operational Risk: Property damage, vacancy, problem guests
  • Regulatory Risk: Changes in local STR laws and regulations
  • Financial Risk: Mortgage obligations, unexpected expenses

You could lose some or all of your investment. Never invest money you cannot afford to lose. Always conduct your own due diligence and consult with licensed professionals before making investment decisions.

Professional Advice Disclaimer

The information on this website does NOT constitute:

  • Financial Advice: Consult a licensed financial advisor
  • Legal Advice: Consult a licensed attorney
  • Tax Advice: Consult a CPA or tax professional
  • Investment Recommendations: Specific to your situation
  • Real Estate Brokerage: Unless established through separate agreement

Every individual's financial situation is unique. What works for one person may not work for another. You are solely responsible for your own investment decisions and their outcomes.

Software Recommendations Disclosure

We recommend specific software tools (PriceLabs, Hospitable, NoiseAware, etc.) based on our personal experience using these tools in our own short-term rental business. However:

  • We receive compensation when you sign up through our affiliate links
  • These tools may not be suitable for every property or situation
  • Software features and pricing change frequently
  • We are not affiliated with or employed by these companies
  • Alternative solutions may exist that better fit your needs

We encourage you to research multiple options and choose the tools that best fit your specific requirements and budget.

Testimonials Disclosure

Testimonials and case studies featured on this website are from real clients who have used our courses or coaching services. However:

  • Results shown are not typical and do not guarantee similar outcomes
  • Some testimonials may have been edited for length or clarity
  • Clients were not compensated for their testimonials
  • Individual results depend on numerous personal factors

Product Recommendations Disclosure

Our affiliate product pages (Bedroom Essentials, Kitchen Essentials, etc.) feature curated product recommendations. Please note:

  • We earn commissions on purchases made through these links
  • Products are selected based on quality, durability, and value
  • We have personally used many (but not all) recommended products
  • Prices and availability are subject to change
  • You are not obligated to purchase through our links

External Links Disclaimer

This website contains links to third-party websites and resources. We are not responsible for:

  • The content, accuracy, or opinions expressed on external sites
  • Privacy practices of third-party websites
  • Products or services offered by third parties
  • Any damages resulting from your use of external sites

Links to external sites do not constitute an endorsement unless explicitly stated.

Copyright Notice

© 2026 Minnesota Home Venture, Inc. All rights reserved.

All content on this website, including but not limited to text, graphics, logos, images, videos, audio clips, digital downloads, and software, is the property of Minnesota Home Venture, Inc. and is protected by United States and international copyright laws.

Unauthorized use, reproduction, or distribution of this content is strictly prohibited and may result in legal action.

Changes to Disclosures

We reserve the right to update these disclosures at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the updated disclosures.

Contact Information

If you have questions about these disclosures, please contact us:

Minnesota Home Venture, Inc.

Email: [email protected]

Address: 13750 Crosstown Dr NW #305, Andover, MN 55304

Phone: 763-754-1915

Final Notice

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE DISCLOSURES AND AGREE TO ASSUME ALL RISKS ASSOCIATED WITH REAL ESTATE INVESTING AND THE USE OF OUR SERVICES.